We welcome homebuyers across Oklahoma.
The Oklahoma Housing Stability Program creates homeownership opportunities through the new construction of for-sale homes in communities throughout the state. Buyers of these homes can take advantage of 5% down payment assistance.
Let's Build, Oklahoma!
The Oklahoma Housing Stability Program (HSP) provides 0% interest construction loans for the new construction of single-family homes and for single and multifamily rental housing. Applications are being accepted for both the Oklahoma Homebuilder and Increased Housing Program.
Housing Stability Program Fact Sheets
Application Materials
Via a rigorous application process, the Oklahoma Housing Stability Program awards construction loans to developers, facilitating the creation of new for-sale and rental homes throughout the state.
Oklahoma Homebuilder Program
The Oklahoma Homebuilder Program offers $100.7 million in available funds for the new construction of single-family homes for purchase.
2026 Oklahoma Homebuilder Program Application
Oklahoma Homebuilder Program Application Excel Sheets
Oklahoma Department of Commerce Preference Site List
Federally Declared Disaster Areas
Metropolitan Statistical Area List by County
Metropolitan Statistical Area Map
Oklahoma Homebuilder Program Loan Checklist
Oklahoma Increased Housing Program
The Oklahoma Increased Housing Program offers $63.55 million in available funds for the new construction of single and multifamily rental homes.
2026 Oklahoma Increased Housing Program Application
Oklahoma Increased Housing Program Application Excel Sheets
Oklahoma Department of Commerce Preference Site List
Federally Declared Disaster Areas
Increased Housing Program Rent Limits - 2024
Increased Housing Program Rent Limits - 2025
Increased Housing Program Rent Limits- -2026
Metropolitan Statistical Area List by County
Metropolitan Statistical Area Map
Applicants will receive points if their proposed development is located in one of these counties.
SUBMITTED AND AWARDED APPLICATIONSAPPLICATION DUE DATES
Additional Consumer Down Payment and Closing Cost Assistance
2026 Housing Stability 100% Grant-Gift DPA Program Notice
The Oklahoma Housing Stability Program will offer $40 million for Consumer Down Payment and Closing Cost Assistance. This program benefits individuals and families purchasing homes as their primary residence in Oklahoma. Grants of 5% of the purchase price for down payment and closing costs will be made available to buyers purchasing homes produced by the Oklahoma Homebuilder Program or the Oklahoma Housing Trust Fund.
Existing Down Payment and Closing Cost Assistance
OHFA Down Payment and Closing Cost Assistance
HOUSING STABILITY PROGRAM NEWS AND FEATURES
Contact Us for More Information
Eli Vargas
Housing Stability Program Administrator
[email protected]
Darrell Beavers
Housing Development Director
[email protected]
Corey Bornemann
Housing Development Program Manager
[email protected]