Law Enforcement, Firefighters, EMTs, Teachers, and
State Employees

Plant Roots in the Community You Serve

OHFA offers a special interest rate to teachers, law enforcement, firefighters, EMTs, and state employees. The first step to purchasing a home is to contact an OHFA participating lender.

Eligibility Requirements

All borrowers must meet certain criteria to utilize OHFA’s Homebuyer Down Payment Assistance products.

You are purchasing a home in Oklahoma.

The home will be used as your primary residence and must be occupied within 60 days of closing.

Maximum household income requirements varies by family size and home location.

You have a middle credit score of 640 or greater.

You are a legal resident of the United States.

Special Rate Eligibility Criteria

Special rates are available for buyers who work in public service industries.


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Homebuyers who utilize OHFA’s low interest rate loans may be subject to a Recapture Tax.


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