Program at a Glance
- Available for first-time and repeat buyers.
- Available for new construction and existing homes.
- Available statewide.
- Available for 30-year fixed rate mortgage loans.
- Available to buyers who have their own down payment and/or closing costs.
- Eligible loan types include FHA, HUD-184, USDA-RD, VA, or Conventional.
- Purchase price and income limits vary based on the selected product.
- Visit an OHFA Lending Partner to get started.
Benefits of an OHFA Loan
- Typically rates are lower than market
- Reduced mortgage insurance coverage for conventional loans
- Manually underwritten loans allowed
- Special rates for teachers, law enforcement, firefighters, emergency medical technicians, and state employees
Take the Highway to Homeownership!
Contact an Approved Mortgage Lender
OHFA works with numerous Oklahoma lending institutions. Lenders are skilled at guiding you through the mortgage process.
Choose from our list of lending partners required for using OHFA down payment and closing cost assistance.
Contact a Certified Blue Ribbon Agent
Choose your own real estate professional or work with one of our Blue Ribbon Agents.
Each agent has completed OHFA's Homebuyer Down Payment Assistance Continuing Education course through the Oklahoma Real Estate Commission.
If you would like to work with a Lender or real estate professional who does not currently participate in the OHFA Homebuyer Down Payment Assistance program, ask them to call
Valenthia Doolin at 405-419-8156