Applicant must meet the following criteria:
Eligible Property Types:
Primary residence including:
• Single-family home
• Condominium unit
• One-to-four-unit dwelling
• Manufactured home permanently affixed
Ineligible Property Types:
Manufactured home not permanently affixed
Non-primary residence including:
• Vacant or abandoned home
• Second home
• Investment property
Because the purpose of HAF is to cure mortgage delinquency and prevent foreclosure and displacement, if your loan modification includes a cure to your mortgage delinquency and makes your loan status current, you cannot also receive HAF funds to resolve the same delinquency.
Homeowners will be eligible for up to $20,000 in total assistance for their primary residence. Funds may be used to:
Once your application is approved, payment will be sent to your requested provider(s).
Payments made to homeowners under HAF are not considered gross income for federal tax purposes. Instead, they qualify as disaster relief payments. Beneficiaries will not have to pay taxes on qualified assistance received through HAF.
You may only apply for assistance with your primary residence and you must occupy the property.
The Homeowner Assistance Fund is made available through the American Rescue Plan Act, which was enacted May 11, 2021. Oklahoma Housing Finance Agency (OHFA) and the US Department of Treasury developed eligibility requirements for the program and OHFA is responsible for disbursing funds to approved mortgage servicers and entities for eligible applicants in Oklahoma.
Yes, the application is available in English, Spanish and Vietnamese.
The application will have places to upload any necessary documentation.
However, if you have an updated document that needs to be added to your application, please call 1-833-208-2535 and request that staff reopen the application to allow you to upload the document, or mail the documents to PO Box 26760, Oklahoma City, Oklahoma 73126-0720.