Down Payment Assistance Products

OHFA offers 3.5% Homebuyer Down Payment Assistance to Oklahomans across the state. Whether this is your first home or you're buying a house that better fits your needs, we've got you covered!

An OHFA approved Lender will help you determine which product best fits your goals.


Buyers applying for the GOLD loan must be a first-time homebuyer. This requirement is waived in Targeted locations.

Maximum Purchase Price
$349,525 - Non-Targeted Areas
$427,198 - Targeted Areas

Teachers, First Responders and State Employees may qualify for a special interest rate.


The first-time homebuyer requirement is waived for the DREAM loan. Buyers may choose to utilize 3.5% down payment assistance or bring their own funds to closing for a lower interest rate.

DREAM Government
Maximum Income: $150,000 Statewide
Maximum Purchase Price: $356,362 Statewide

DREAM Freddie Conventional
Income Varies Based on county
Maximum Purchase Price: $453,100 Statewide


Get in touch with our team

Contact us at 405-419-8207 or email us at [email protected]

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