OHFA has temporarily paused applications for some Oklahoma Housing Stability Program funding opportunities. Click to learn more.

DOWN PAYMENT ASSISTANCE LOAN PRODUCTS

Down Payment Assistance Products

An OHFA approved Mortgage Lender can help you navigate the process of purchasing a home.

GOLD GOVERNMENT

  • Must be a first-time homebuyer
    • This requirement is waived in certain areas.
  • Maximum income varies based on county and household size
  • Maximum purchase price: $310,600
  • School Employees, First Responders and State Employees may qualify for a special interest rate

GOLD CONVENTIONAL

  • Must be a first-time homebuyer
    • This requirement is waived in certain areas.
  • Maximum income varies based on county and household size
  • Maximum purchase price: $310,600
  • School Employees, First Responders and State Employees may qualify for a special interest rate

DREAM GOVERNMENT

  • Available for both first-time and repeat buyers
  • Buyers may choose to utilize 3.5% down payment assistance or bring their own funds to closing for a lower interest rate.
  • Maximum Income: $150,000 Statewide
  • Maximum Purchase Price: $356,362 Statewide

DREAM CONVENTIONAL

  • Available for both first-time and repeat buyers
  • Buyers may choose to utilize 3.5% down payment assistance or bring their own funds to closing for a lower interest rate.
  • Maximum Income varies based on county
  • Maximum Purchase Price: $453,100 Statewide
QUESTIONS?

Get in touch with our team

Contact us at 405-419-8207 or email us at [email protected]