Oklahoma Homeowner Assistance Fund

With COVID-19 concerns, homeowners are often finding it difficult to keep up with mortgage payments. We want to help you with the resources you need to protect your investment and your home. To make sure you know when this program will be available for application, register for email updates.


The Homeowner Assistance Fund is made available through the American Rescue Plan Act, which was enacted May 11, 2021.

  • OHFA and the U.S. Department of the Treasury are in the process of developing eligibility requirements for the program.
  • OHFA anticipates disbursing funds to mortgage servicers for eligible homeowners if authorized to do so by the U.S. Treasury.

The Homeowner Assistance Fund will provide financial assistance for homeowners who have experienced a significant reduction or loss of income due to COVID-19 and have been unable to remain current with their mortgage payments.

Payments made to homeowners under HAF are not considered gross income for federal tax purposes. Instead, they qualify as disaster relief payments. Beneficiaries will not have to pay taxes on qualified assistance received through HAF.

Plans Submitted to U.S. Treasury
September 29, 2021
Awaiting Approval

What to Know About Exiting Forbearance

The Consumer Financial Protection Bureau (CFPB) provides consumer education resources that help homeowners plan for exiting mortgage forbearance.

A HUD Counselor or Legal Aid attorney can help you work with a lender to explore options.

Before mortgage forbearance ends, the CFPB recommends contacting your loan servicer to plan your next steps. If you only hear about a lump-sum repayment, ask about other options.

Useful links:

HUD Counselors

Legal Aid Services of Oklahoma

Consumer Financial Protection Bureau

Receive More Information Regarding the Oklahoma Homeowner Assistance Fund

To receive more information about the Oklahoma Homeowner Assistance Fund as it becomes available and to be notified when applications are being accepted, please register for email updates

Oklahoma Housing Finance Agency held a public hearing June 24, 2021.  The hearing offered an opportunity for public comment on the proposed plan of administering the Oklahoma Homeowner Assistance Fund Program. Written comments were accepted until Wednesday, June 23.

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