Our Why

Oklahoma Housing Finance Agency
2022 Annual Report


Letter from the Executive Director

Letter from Deborah

We thank you for your partnership and look forward to an even better 2023.

Deborah Jenkins
OHFA Executive Director

OHFA's leadership team breaks ground on OHFA's building remodel. Back row, from left: Darrell Beavers, housing development director; Tim Shackelford, rental programs director; Deborah Jenkins, executive director; and Kurt Fite, deputy executive director. Front row: Lee Ann Smith, single family programs director and Tamara Steele, human resources director

OHFA's leadership team breaks ground on OHFA's building remodel. Back row, from left: Darrell Beavers, housing development director; Tim Shackelford, rental programs director; Deborah Jenkins, executive director; and Kurt Fite, deputy executive director. Front row: Lee Ann Smith, single family programs director and Tamara Steele, human resources director. Not pictured: Valenthia Doolin, homeownership director.

Letter from the Board of Trustees Chairman

Letter from Deborah

We thank you for your partnership and look forward to an even better 2023.

Mike Buhl
OHFA Board of Trustees Chairman

OHFA Board of Trustees 2021

OHFA's Board of Trustees

2022 Accomplishments

OHFA takes pride in providing vital housing resources to the people of Oklahoma.

Trisha Bunce, development manager for Infant Crisis Services, accepts a donation from OHFA employees. Pictured: Tamara Steele, OHFA human resources director,  Deborah Jenkins, OHFA executive director,  Bunce, and Holley Mangham, OHFA communications manager.
OHFA Gives Back

Slideshow of OHFA Gives Back opportunities.

OHFA employees donated
to Infant Crisis Services, the Homeless Alliance, Pivot, and the United Way of Central Oklahoma

Our Mission: To provide housing resources with an eagerness to serve.

Our Vision: To be the premier housing agency in the Nation.


Our Core Values: Integrity, Teamwork, Excellent Service, and Respect

Our Year in Review


Down Payment and Closing Cost Assistance

OHFA connected 3,011 Oklahomans to homeownership through the OHFA Homebuyer Down Payment Assistance program this past year.  With a half-billion dollars in loan production, it represented OHFA's biggest year yet.

For Sam, a new homeowner in Tulsa, using OHFA Homebuyer Down Payment Assistance meant she and her husband Blake could purchase the house they wanted without depleting their savings. "Every month when we pay our mortgage, I love knowing that we are paying ourselves,” Sam said. “I think about the equity we’re building every time I pay the bill."

OHFA's network of approved mortgage lenders and certified Blue Ribbon Realtors help buyers navigate the homebuying process.


2021 Premier Lenders and Lee Ann Smith, OHFA Homeownership Director

Leading Light Winners



Morgan, First Time Homebuyer

“OHFA helped us get our first home,” said Shaunt'e. “We wouldn’t have been able to buy that house without OHFA. When we moved into this home, OHFA helped us again by helping us get the lower interest rate.”

Marcus and Shaunt'e purchased their first house with the help of OHFA Homebuyer Down Payment Assistance in 2008. As their children Marcus and Mariah got older, the Reeves family needed more space. They reviewed their finances and focused on purchasing a home that would fit their lifestyle and means.

They used the escrow from the sale of their first home to pay down payment and closing costs on their new home. OHFA's DREAM ZERO loan product offered a 2.25% interest rate, saving them money over the life of the loan. Learning OHFA could once again make an impact came as a welcome surprise.

“Down payment assistance fueled not only a first home purchase for this family, it also set them up for success when purchasing their second home,” said Deborah Jenkins, OHFA executive director. “We are proud to provide opportunities for buyers statewide no matter where they are in their homeownership journey.”

Read more about Marcus and Shaunt'e and their journey.

Buyers who purchased a home with the help of OHFA down payment and closing cost assistance
Average purchase price of homes purchased with an OHFA loan product
in home loans financed in 2022
NEW PROGRAM: Oklahoma Homeowner Assistance Fund

Throughout most of the year, OHFA worked with the U.S. Department of Treasury to launch the Homeowner Assistance Fund (HAF), which offers financial assistance to Oklahoma homeowners who have faced significant mortgage-related financial setbacks due to the COVID-19 pandemic. OHFA spent a greater part of 2021 preparing for the launch by designing a program that provides up to $20,000 in HAF grants on behalf of homeowners who are at risk of losing their homes due to the effects of COVID-19.

Grant uses include delinquent mortgages, property taxes, home insurance, and homeowner association dues.

OHFA received approximately $87 million from Treasury.

After receiving final approval from Treasury, OHFA's HAF program launched on January 10, 2022, one of the first 10 states to begin accepting applications.

Rental Assistance Programs

Rental Assistance Programs

Through the Housing Choice Voucher and Performance Based Contract Administration programs, OHFA connected more than 23,000 households with safe and affordable rental housing each month.

Through Family Self-Sufficiency and Housing Choice Voucher Homeownership, participants develop life skills that lead to independence.

OHFA's partnership with the U.S. Department of Veterans Affairs for the HUD-Veterans Affairs Supportive Housing (HUD-VASH) program provides critical housing to veterans like Frederick. After sheltering in the back of his pickup truck under a camper he fashioned from recycled materials and duct tape, Frederick now lives in a one-bedroom apartment. "I've got a roof over my head where I can cook and take a bath. It's wonderful," he said.

Shady Acres Before Construction

Shady Acres  After Construction

Catholic Charities EHV

Kaylinn shares how Catholic Charities made an impact on Oklahomans through the Emergency Housing Voucher Program.

T. Thomas and Family

"This has been such a positive blessing for my boys and I to have a safe home for us. My case worker is wonderful and always willing to help. I now feel like I can actually plan out my goals and actually work to achieve them." 

-T. Thomas, Emergency Housing Voucher Recipient

Made possible through the American Rescue Plan (ARPA), OHFA impacted the lives of more than XXX households by providing the newly available Emergency Housing Vouchers to individuals and families in crisis.

Continuum of Care providers across the state facilitated the application process

Families assisted with Housing Choice Voucher rental assistance each month
Average purchase price of homes purchased through the Housing Choice Voucher Homeownership program
Participants enrolled in the Family Self-Sufficiency program
Families assisted with rental assistance at 167 Performance Based Contract Administration properties
$ million
Spent on rental assistance on behalf of residents living in Performance Based Contract Administration properties
Management Occupancy Reports conducted by Performance Based Contract Administration staff members
NEW PROGRAM: Emergency Housing Vouchers

With the addition of Emergency Housing Vouchers (EHV), OHFA provided rental assistance to households facing critical situations such as homelessness, human trafficking, or domestic violence. OHFA partnered with more than 20 Oklahoma organizations that participated in the program by accepting applications and providing critical care services. Made possible by the American Rescue Plan Act of 2021, the EHV program addresses the continued impact of the COVID-19 pandemic.

OHFA had the opportunity to share information about the program with Feliz Romero, a reporter with KWTV News 9.

Housing Development Programs

Housing Development Programs

OHFA's Housing Development portfolio increased in 2021, with allocations and awards that will provide 1,971 households with affordable housing opportunities in 28 different communities across the state.

Through multiple funding opportunities, for-profit and non-profit developers strive to increase and improve available housing options. OHFA's Housing Development programs impact residents throughout the state.

Coweta Trails, a brand new affordable development for seniors, OHFA provided $650,000 in federal Affordable Housing Tax Credits.

Residents of the 56-unit community rave about the spacious, brightly lit apartments equipped with major appliances.

Pamela, a Coweta Trails resident, brought her little dog Clementine with her on move-in day. "We plan on living here a good long while," she said. It is a comfortable, peaceful place."

West Park, a three-phase, 247-unit development in Tulsa, represents a total transformation of the Kendall Whittier neighborhood. Made possible with a combination of Affordable Housing Tax Credits and the National Housing Trust Fund,

"West Park’s development spurred on and was complemented by other private and philanthropic investment," said Josh Miller, program officer for the George Kaiser Family Foundation. "As a result, along with other civic efforts, Kendall Whittier is Tulsa’s top neighborhood for inclusive growth that boasts one of Tulsa’s most vibrant LatinX communities."

Board Chairman, Mike Buhl, right, tours the West Park development in Tulsa with Josh Miller of the Kaiser Foundation.

Alexander, Pivot Tiny Homes Resident

"We want to make sure these homes are the most affordable for these clients. We want to make sure they are energy efficient and they are the best that they can be," said Christie Baldridge, DFCAF executive director.

Alexander story

Affordable housing units funded through Housing Development programs
$ million
In Housing Development allocations and awards across all programs
File reviews completed by compliance specialists
Households receiving assistance through the Housing Opportunities for Persons with AIDS program

Learn More About OHFA

Visit the OHFA website to learn more about Oklahoma Housing Finance Agency and its programs.

Leadership Team:

Deborah Jenkins, Executive Director

Kurt Fite, Deputy Executive Director/CFO

Darrell Beavers, Housing Development Programs Director

Valenthia Doolin, Homeownership Director

Tim Shackelford, Rental Programs Director

Tamara Steele, Human Resources Director

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