Other OHFA Information





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Housing Development Team
Keys to Affordable Housing
OHFA Advantage
Overview

OHFA works with participating mortgage lenders statewide to provide 30-year fixed-rate low-interest home loans through OHFA Advantage (state bond money). Interest rates are below market rate loans. The most popular type of loan offers down payment and closing cost assistance. OHFA also offers new construction loans.

Type of loans
       1st Gold
       Market Best
      Future Foundation
     OHFA Shield
     OHFA 4 Teachers

Current Interest Rates


Find a participating lender and the income and purchase limits for your county (Oklahoma state map).

Eligibility is determined by family income limits and purchase price limits, both of which vary depending on the county in which the home is purchased. Only single family homes can be purchased through the bond program and borrowers must be able to qualify for a mortgage loan.

Continuous Rural Origination Program

Following the expenditure of funds, OHFA will continue to accept reservation requests for Program Loans on eligible residences located in the following 57 counties:

Adair, Alfalfa, Atoka, Beaver, Blaine, Bryan, Caddo, Carter, Choctaw, Cimarron, Coal, Cotton, Craig, Custer, Delaware, Dewey, Ellis, Garfield, Grady, Grant, Greer, Harmon, Harper, Haskell, Hughes, Jefferson, Johnston, Kay, Kingfisher, Kiowa, Latimer, Lincoln, Love, McCurtain, McIntosh, Major, Marshall, Mayes, Murray, Noble, Nowata, Okfuskee, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pontotoc, Pushmataha, Roger Mills, Seminole, Texas, Tillman, Washington, Washita, Woods and Woodward.

The objective of this continuous origination policy is to allow eligible residents of the 57 counties to access OHFA funds whenever they are in the market to finance the purchase of an existing or newly constructed residence. Only Market Best and 1st Gold loans will be funded under this continuous origination policy.

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